Hi Cheri:

I have two resources for my cards

You’ve heard me say this before, but it obviously bears repeating

From Jeff:

To give you a little background, I have been a business owner twice in my life

I joined YTB 6 months ago.

Success University is one of the more transparent types of pyramid schemes

I lost $6,500 in Equinox right after college in the early 90’s in Wisconsin